Aditya Birla Health Insurance- The Health Kit for Your Family

Introduction

Aditya Birla Health Insurance Company Limited (ABHICL) is the health insurance wing of Aditya Birla Capital Ltd. The company was incorporated in 2015. Aditya Birla Health Insurance Company Limited (ABHICL) is a joint venture between Aditya Birla Group and South Africa based MMI Holdings.

 With over 2lakh agents, 17,000 employees, and a large number of channel partners the company has a wide reach and presence in the country. 

Aditya Birla Health Insurance sells an expansive variety of health insurance plans that offer comprehensive financial protection in case of medical emergencies. 

You can avail many benefits with the health insurance plans of Aditya Birla Health Insurance such as cover for ambulance charges, cashless treatment, pre-hospitalization, and post-hospitalization expenses, AYUSH treatments, intensive care, and wellness programs to keep you fit. 

One of the most exciting features that you find in the health plans of Aditya Birla Health Insurance is wellness rewards. These rewards motivate you to keep a track of your health and take measures to improve it to achieve the targets and avail further benefits. 

Best Aditya Birla Health Insurance Plans

1.Aditya Birla Activ Assure Diamond Policy: It is an ace health insurance plan offered by Aditya Birla Health Insurance. It is available in both individual and family floater options. The entry age to be covered in this plan is 5 years. 

The plan offers you a wide range of coverage starting from Rs. 2lakh to Rs. 2crore. The plan offers many lucrative benefits such as AYUSH medical treatment, domestic and international health emergencies including air ambulance, 150% reload of the sum insured, discount on premiums, cover for 586 daycare procedures, and health returns. 

The riders available with this plan are unlimited recharge, Super No Claim Bonus, and accidental cover. 

2.Aditiya Birla Activ Health Platinum Policy: This is another offering of Aditya Birla Health Insurance. The entry age for Aditiya Birla Activ Health Platinum Policy is 91 days. It is also available in both individual and family floater options. Under this policy, you get to choose the sum insured that varies between Rs. 50,000 to Rs. 2 crores. 

The policy provides flexible paying terms of 1 year, 2 years, and 3 years. You get a lot of benefits when you buy this policy like cover for 60 days of pre-hospitalization and 180 days of post-hospitalization expenses, cumulative bonus, cover for 527 daycare procedures, 100% reload of the sum insured, HealthReturns, etc. 

The plan comes in two variants i.e. Essential and Enhanced, where the latter offers more coverage.

3.Aditya Birla Activ Care Policy: This policy is designed by Aditya Birla Health Insurance to cover people in the age group of 55 to 80 years. Thus Aditya Birla Activ Care Policy is the ideal plan to cover your parents. The policy provides comprehensive coverage that includes in-patient hospitalization expenses, No Claim Bonus, health assessment, daycare treatment, restoration of the sum insured, road ambulance cover, and pre and post-hospitalization expenses. 

You can widen the coverage of the plan by topping it up with add-ons or riders such as lifestyle support equipment, nursing at home cover, advanced health check-up cover, portable medical equipment cover, room upgrade, and PPN discount.

4.Aditya Birla Activ Secure Policy: Aditya Birla Health Insurance’s Activ Secure Policy offers the much needed financial protection in the events of accidents as well as major critical illnesses.

 There are different variants of the plan that fulfill the varied requirements of the customers. You can buy add-on benefits with this plan such as wellness coach and second e-opinion by paying an extra premium.

5.Aditya Birla Arogya Sanjeevani Policy: It is Aditya Birla Health Insurance’s most affordable health insurance policy in which you can choose the sum insured between Rs. 1lakh and Rs. 5lakh for a wide range of coverage features that include dental treatment, plastic surgery if necessitated due to a disease or an injury, 30 days of pre-hospitalization expenses, 60 days of post-hospitalization expenses, and road ambulance.

Why should you choose Aditya Birla Health Insurance?

The following features of Aditya Birla Health Insurance make it one of the best health insurance providers in the country.

• Wide Network of Hospitals: Aditya Birla Health Insurance has over 6,000 hospitals strong network spread across the country in which you can avail of cashless treatment.

• A Wide Variety of Health Insurance Plans: Aditya Birla Health Insurance brings a wide array of health insurance plans to choose from. 

• High Claim Settlement Ratio: Aditya Birla Health Insurance has achieved an impressive claim settlement ratio of 85.34% after settling 63,000 claims. This shows that the company has a good claim setting ability.

• Robust Customer Support: Aditya Birla Health Insurance has a dedicated team for providing best in class customer support to handle the queries and grievances of the customers in the most effective way possible.

• Active Health App: Aditya Birla Health Insurance is known to give incentives to the customers who dedicate themselves to improving their health. With the Active health app, you can track your fitness activity, store, and access your health history and even renew your health insurance policy. 

Conclusion

With so many attractive features and variants, Aditya Birla Health Insurance becomes your reliable health partner. Among the many health insurance plans available in the market, the health plans offered by Aditya Birla Health Insurance have carved a niche for them. 

Being a cash-rich company, they offer the most competitive prices for their products as they can pass on the benefit of economies of scale to their customers. So if you are looking for a well-equipped health insurance plan for you or your family then one can put your faith in Aditya Birla Health Insurance.